Franchise Opportunities Under ₹20 Lakh
Brands whose listed investment is under ₹20 lakh, open to new franchisees and ranked by FranchiseChuno Score. Compare cost, royalty, terms and red flags.
6
Franchises Found
12
Categories Available
Score
Ranked by FranchiseChuno Score
Who Should Invest at This Level
Experienced professionals, existing business owners diversifying, and investors planning to run the outlet through a manager. At this level you can look at larger food outlets, bigger coaching centres, salons and branded retail stores.
Financing This Investment
Mudra's Tarun Plus tier (above ₹10 lakh to ₹20 lakh) is only for borrowers who have already taken and repaid a Tarun loan (PIB, Oct 2024), so many first-time franchisees at this level use a bank or NBFC business term loan, or a loan against property if they own one. CGTMSE, a government credit-guarantee scheme, lets lenders give micro and small enterprises loans without collateral — ask your bank whether your loan can be covered and on what terms.
What the Investment Usually Covers
Cost types to budget for — how they split varies by brand, so check each listing.
- Franchise feeOne-time
- GST on the fee and royaltyTax
- Interior, furniture and brandingOne-time
- Equipment and technology (POS, machinery)One-time
- Rent deposit and advanceDeposit
- Launch marketing and opening stockOne-time
- Working capital for the first monthsReserve
- Royalty, marketing fund, software feesRecurring
Returns: What to Expect
We don't publish typical returns for this budget. Each listing shows the brand's stated ROI or payback, labelled as its claim, and category pages show the spread of those claims among brands whose terms we've checked. Our view: build your own projection from rent quotes and existing franchisees' actual sales, then compare it with the brand's. Watch the terms: ROI is yearly profit as a share of your total investment; a profit margin is profit as a share of sales; payback is the months until your cumulative profit equals what you put in; and operating break-even (the month the outlet stops losing money) is not payback.
Frequently Asked Questions
Common questions about franchise investments under ₹20 lakh
Can I run a ₹20 lakh franchise with a manager?
How many staff will I need?
What territory will I get?
When should I think about a second unit?
Explore Other Investment Ranges
Find franchise opportunities that match your budget