Insurance, Loans & Investments Franchise in India (2026) — 5 Brands

Insurance POSP, loan DSA, mutual-fund, wealth & tax/accounting services.

5 brands listed5 with terms checkedPart of Business Services

Insurance, Loans & Investments Franchises(5)

Andromeda Loans

Loan referral-agent (DSA) scheme, not a franchise: no fee, commission per loan (~1–2% in Andromeda's samples). FY25 revenue ₹1,729 Cr.

Investment

No investment required

The brand says no investment is needed — see the programme terms

Angel One

Business Services

Stock-broking Authorised Person (sub-broker) model: up to 70% brokerage share, 10+2 eligibility, 10,000+ registered APs.

Investment

₹50K - ₹2 L*

Estimate — not published by the brand

Bajaj Finserv DSA

Business Services

Loan-agent (DSA) programme of Bajaj Finance: no outlet needed, 5-year agreement, payout per disbursed loan (rate and cost not published); lender rated CRISIL AAA.

Investment

Not published

The brand doesn't publish its investment

Manappuram Finance

Business Services

Business Associate route of listed gold-loan lender Manappuram: a referral-agent role, not a franchise; age 18+, no fee stated, incentive rates unpublished.

Investment

Not published

The brand doesn't publish its investment

PolicyBazaar POS

Business Services

Policybazaar's PoSP insurance-agent scheme, not a franchise: zero investment, commission per policy, 51+ insurers. Rates not published.

Investment

No investment required

The brand says no investment is needed — see the programme terms

Benchmarks — Insurance, Loans & Investments brands

Not enough brands with checked terms yet (5 so far; we need at least 3 for any figure) to show a fair range.

Frequently Asked Questions About Insurance, Loans & Investments Franchises

How much does a insurance, loans & investments franchise cost in India?

It varies widely by brand, format and city. We don't yet have enough insurance, loans & investments brands with checked terms to give a fair range — see each listing for its own figures.

How do I judge a insurance, loans & investments franchise before investing?

Look past the brand's own numbers: check the franchisor's filed accounts, whether its outlet count matches its store locator, court or consumer cases, and talk to at least three franchisees who have run an outlet for two years or more. A franchisor making money doesn't mean its franchisees do.