PolicyBazaar POS Franchise

* Breakdown as published by PolicyBazaar POS.

Ways to Partner with PolicyBazaar POS

1 partner model published by the brand. Figures it doesn't publish are left blank.

What the press, courts and real franchisees or customers have said about PolicyBazaar POS — summarised by us, with every source linked.

• regulatory· 2025-08-05

  IRDAI fines Policybazaar ₹5 Cr for regulatory breaches

  Outlook Business reported an order dated 4 Aug 2025, after a 2020 inspection, citing premiums held beyond the 24-hour rule, unsupported 'Top'/'Best' labels and other lapses; we couldn't reach the order itself.

  Source: Outlook Business
• In the news· 2022-07-25

  Policybazaar says part of its IT systems faced unauthorised access

  PB Fintech told exchanges vulnerabilities were accessed without authorisation, since fixed, and that its review so far found no significant customer data exposed.

  Source: MediaNama
• Legal / regulatory· 2022-09-26

  UP consumer commission orders Policybazaar and insurers to pay ₹1.25 L

  Complaint over delay in issuing a renewed health policy partly allowed (CC/14/2022).

  Source: Indian Kanoon
• employee_opinion★ 3.1/5 · 132 ratings

  PB Partners employees rate it 3.1/5

  Reviews mention heavy targets, long hours and pressure; some praise on-time salary and supportive colleagues.

  Source: AmbitionBox

Key Terms at PolicyBazaar POS

The clauses that shape day-to-day running and your exit — read these before the fee.

Payments to the brand

Advisors are paid a commission for every policy sold through the online portal; PBPartners offers on-demand redemption of eligible commissions. Rates and payout terms are not published.

Other terms

Advisors sell only through the PBPartners platform and only the products PoSP rules allow (motor, health, life, travel and some commercial lines from 51+ insurers, per PBPartners).

Legal & Contract Summary

Key contract terms at a glance — read before you sign.

Who Can Apply for PolicyBazaar POS

Conditions the brand sets for partners, and the licences the business needs.

• Age: 18 years or olderRequired
• Education: Class 10 pass from a recognised boardRequired
• Documents: Aadhaar card, PAN card and bank account details for KYCRequired
• Certification: IRDAI's compulsory 15-hour PoSP training and certification exam, done online through PBPartnersRequired
• Insurance experience: Not needed, per PBPartnersPreferred

About the Brand

PolicyBazaar POS Outlet Network

Cities with Outlets

These figures are for Policybazaar Insurance Brokers Pvt Ltd (100% owned by PB Fintech Ltd, listed on NSE and BSE), not this brand alone — separate from what a single franchise outlet earns.

A profitable franchisor doesn't mean profitable franchisees. These are the company's numbers, not an outlet's. A franchisor can grow on fees and supplies while outlets struggle — talk to existing franchisees and see their accounts before you decide.

Company Health Check

What PolicyBazaar POS's franchisor company has filed with the registrar and the courts — the checks a lawyer would run before you sign.

Status with the registrar

Active

Annual filings

Up to date

Last AGM

18 Sep 2025

Late payments to small suppliers

244

Paid-up capital

₹99.61 Cr

Auditor

Price Waterhouse Chartered Accountants LLP

Brand trademark

Registered: 'PBpartners' word mark in Class 36 (insurance and financial services, no. 5073912, filed 4 Aug 2021, valid to Aug 2031) in PB Fintech's name

Source: MCA data via Tracxn (compliant; MSME payments Oct 2025–Mar 2026: 244 paid after 45 days, 1 outstanding); IRDAI order of 4 Aug 2025 as reported by Outlook Business (order not reachable); Indian Kanoon (checked Oct 2026)

How PolicyBazaar POS looks once the numbers are checked side by side.

• •Investment below the Business Services medianMidpoint ₹0 L vs a category median of ₹9.3 L across brands on FranchiseChuno.
• ✓The franchisor company is profitableIts latest filed accounts show a net profit. That's the franchisor's money, not yours: a profitable franchisor doesn't mean its franchisees make money. Check real outlet numbers before you invest.
• ✓5 years of franchisingFranchising since 2021, with 17 outlets.
• ✓Outlet claim matches its store locator32 outlets on its own store locator (10 Oct 2026 (32 experience-centre entries in 28 cities on its experience-centres page; company-run)), in line with the 17 it claims.
• !4 red flags in the news or public discussionSee Reputation & News below, and ask the brand to address each one.

Ask Before You Sign

Questions tailored to what PolicyBazaar POS does and doesn't publish.

1. 1Speak to at least 3 franchisees who have run an outlet for 2+ years and see their actual monthly sales and profit — a franchisor making money doesn't mean its franchisees do.
2. 2Ask for every upfront payment in writing — deposit, onboarding, equipment or stock — and which parts are refundable.
3. 3Ask exactly how your margin or commission is calculated, when it's paid, and whether the brand can change it.
4. 4Ask for the agreement term, renewal fee and exit or transfer terms.
5. 5Ask whether you get an exclusive territory, and how large it is.
6. 6Ask the brand to respond to each red flag listed under Reputation & News.
7. 7Have a lawyer review the franchise agreement before paying anything.
8. 8Visit 2–3 existing outlets and speak to their owners without the brand present.

What PolicyBazaar POS franchisees say

We haven't yet heard from enough PolicyBazaar POS franchisees to show anything. We publish totals once 3 or more people who run an outlet have answered and we've called each one to check.

Frequently Asked Questions